Payment Guidelines
Suspending the Payment


i. An insurance company may suspend the payment of fund in case of any of the following circumstances:   


1. Where the fund balance of a property insurance company reaches 6% of its total assets; or 

2. Where the fund balance of a life insurance company reaches 1% of its total assets. 


ii. Where the fund balance of an insurance company decreases or the insurance company's total assets increase, making the proportion of the fund balance to the company’s total assets unable to meet the requirements as stated in the preceding paragraph, the payment of the insurance security fund shall be automatically resumed.


The fund balance of an insurance company means the cumulative contributions to the insurance security fund made by the company plus the apportioned investment return but minus apportioned expenditures and the amount of disbursement. 




中国保险保障基金有限责任公司