Payment Guidelines
Proportion of Payment


An insurance company shall, pay the amount payable to the insurance security fund for its property insurance business or life insurance business in accordance with the following provisions. The insurance business for which the fund amount was paid shall be covered by the remedy from the insurance security fund:


i. 0.8% of the premium income in case of the non-investment-linked property insurance; and 0.08% of the business income in case of the investment-linked property insurance with guaranteed income or 0.05% of the business income in case of that without guaranteed income; 


ii. 0.15% of the business income in case of the life insurance with guaranteed income or 0.05% of the business income in case of that without guaranteed income; and 


iii. 0.8% of the premium income in case of the short-term health insurance and 0.15% of the premium income in case of the long-term health insurance; and 


iv. 0.8% of the premium income in case of the non-investment-linked accidental injury insurance; and 0.08% of the business income in case of the investment-linked accidental injury insurance with guaranteed income or 0.05% of the business income in case of that without guaranteed income. 


Business income means the total amount paid to the insurance company by a policy holder as agreed upon in the insurance contract for purchase of the corresponding insurance product. 




中国保险保障基金有限责任公司